Dealers Working for Dealers

Are you tired of the traditional insurance process?

  • The constant swings in insurance pricing, always blamed on catastrophes and financial markets.
  • Paying excessive premiums and insurance companies sending your profits to investors.
  • Insurance companies constantly entering and exiting the dealership market, with no loyalty.
  • Lack of any real control over the entire process.

Our Solution

In traditional insurance programs, the company keeps the profits. The Horton Group is offering an insurance program from Auto Dealer Risk Solutions that is only available to selected participants. This program can effectively manage risk and control premiums. As a result, you can earn substantial investment income as a dealership member.

Here is how it works:

- You buy insurance from an insurance company owned by other automobile dealerships.
- You become an owner of this insurance company and participate in profits.
- You gain better control of the claims process.

The following coverages are available:

  • Property & Garage Liability, including specialized coverage that all dealerships require.
  • Dealer Open Lot Protection / Physical Damage Coverage
  • Pollution Liability
  • Employment Practices Liability
  • Umbrella Protection

Program Details

  • Insurance Program administered by Auto Dealer Risk Solutions, which utilizes an A rated insurance company.
  • ADRS has long-term, documented success in Michigan.
  • 25 years of experience directing MADSIF, (Michigan Auto Dealers Self-Insured Fund) and providing Workers’ Compensation coverage that has returned 33% ($100 Million) in dividends to more than 500 dealers.
  • Ownership appreciation of 40% during the last 4 years.
  • Newly available in Illinois!

Selecting The Horton Group can provide:

  • Potential annual dividends with no additional assessments possible.
  • A tremendous track record! Five years of superior results while insuring more than 175 dealerships throughout the Midwest.
  • Long-term stability.
  • A true partnership with other dealers – Dealers Helping Dealers.
  • Membership in an innovative insurance program that provides tailored dealership protection while effectively managing costs.