Niche Programs

The Horton Group specializes in a variety of niche classes of business, including agreements with multiple industry and association groups to create specific insurance programs.  By focusing intently on a specific business segment, we are able to develop a great deal of expertise and further enhance our client service offerings.

In many of our association programs, we are also able to negotiate with insurance carriers and utilize the leverage and buying power of the member base to develop improved terms, coverage, and pricing that is not available to individual risks. 

Below is just a representative sample of the niche areas where Horton Risk Management Services has developed specific focus and/or association programs:

• Pool & Spa Contractors
• Franchised Auto Rental Facilities
• Spring Manufacturers Institute
• Bus Companies
• Grocery Stores
• National Association of Wholesalers (NAW)
• Medical Malpractice (Doctors / Hospitals)
• Hospice Care Facilities
• Automobile Dealerships